Archive for the ‘SSABlog’ Category


Fred Ponder July 2014 PLEASE SHARE THE POSTINGS I have gotten a lot of positive E-mail traffic on my last two Facebook postings! These items were posted on my personal FB page and The Social Security Good Guys FB page. These postings involved movie/television job opportunities in Atlanta (as high-lighted by the recent Atlanta Journal and Constitution article); and, refunds to borrowers of payday lender Ace Cash Express. This is a matter of public record, reported on the Consumer Financial Protection Bureau’s web-site, and refunds are from a $10 million enforcement fund. Also, if you are an affected borrower, I don’t think you should rely solely on ACE Cash Express records to determine if you are entitled to refunds; check your own records. The movie/TV employment opportunities are not just camera-persons, actors and others normally associated with the industry, but there are dozens of support jobs categories open such as (more…)

SSA Doctors Revolt

TPMG BLOG Social Security’s War With Its Doctors – Unintended Consequences SSA is in a knock-down drag-out battle with its own cadre of contracted physicians. There have been a series of articles written addressing the issue including a November 21, 2011 Wall Street Journal write-up. The Ponder Media Group has verified the problem through its un-named internal sources. In addition to pressuring its headquarters doctors to, in effect, get paid less while producing more, similar “management initiatives” have been instituted at the state level. There are thousands of these doctors at the state level, many of whom have not actually practiced medicine in years or who have a very limited practice. A meeting was held at SSA Baltimore Headquarters with SSA senior management and 140 agency doctors. “Coincidentally”, a third of these physicians left the agency shortly thereafter. Some of the physician concerns include: A reduction in the pay rate (more…)

The Social Security Good Guys Project – More Relevant Now Than Ever

THE SOCIAL SECURITY GOOD GUYS PROJECT – More Relevant Now Than Ever As Social Security Disability problems worsen, finger-pointing begins in earnest. During his testimony before the Congress in 2007, the newly-appointed Social Security Commissioner “promised” to reduce the number of pending disability hearing claims to 440,000 by 2013.  He also “promised” to reduce hearing case processing time to 270 days by 2013.  He prefaced these commitments by requesting additional resources to such ends.  Afterwards, in addition to its normal operational budget, another $500 million in Stimulus funds was provided SSA to reduce its disability workload.  However, the most recent statistics available by way of the Freedom of Information Act (as of September 1, 2013) show a pending level of almost 850,000 cases and average processing time of 389 days.  Even more disturbing is the fact both of these key workload indicators are trending upward and doing so despite the (more…)

Don’t Be Fooled About ObamaCare

OBAMA CARE Don’t be Fooled – Republicans Also Want to Force You to Buy Health Insurance Coverage The Patient Protection and Affordable Care Act (AKA Obamacare) originally sought to include the requirement that if an individual could afford to purchase health insurance, he/she would be required to do so. In fact, this commonly referred to INDIVIDUAL MANDATE policy position was initially conceptualized and previously advanced by Republican administrations and Republican Members of Congress! Those Republican supporters of the Individual Mandate however, have suffered a collective amnesia in their current announced opposition. Tellingly, they have systematically refused to explain their change in policy as far as the concept of Individual Mandate is concerned. Clearly, the only reason conservatives reversed their support was because the President adopted the initiative. In other words, it was a change in policy cloaked by a change in politics. BUT GUESS WHAT? THERE IS ALREADY AN INDIVIDUAL (more…)

SSA Disability Program and “The Educated Consumer”

SSA DISABILITY PROGRAM AND “THE EDUCATED CONSUMER” I am frequently asked why I provide “free” advertising on my web-site for other disability advocates and individuals who otherwise sell Social Security goods and services. The reason is simple: The Ponder Media Group (TPMG) offers unique up-to-date services and products to the general public that have proven to be effective in securing early approval of disability claims. Anyone who watches day-time television and particularly the “court” shows knows first-hand there are literally dozens of groups vying for the opportunity to represent folks in SSA disability cases. TPMG on the other hand does not seek to represent you. Our goal is to teach an individual the rules of the game and help establish realistic expectations as to the SSA disability program and process. Since I started TPMG several years ago, I have consistently subscribed to the premise that given in-depth strategic knowledge of (more…)

Grandparent Benefits

In today’s America grandparents are increasingly providing over half, and oftentimes as much as 100% support to their grandchildren.  The Social Security Administration does not advertise the fact that benefits can be paid these children under certain conditions.  Check out our web-site to see and listen to a real case “Testimonial” reflecting one of the ways to establish grandchild benefits on the grandparent’s Social Security work record. (more…)

Helpful tips and Other areas of concern with respect to ensuring adequate representation.

Look to contracting with an experienced representative in your local geographic area and avoid national assembly-line advocates that tend to depersonalize their services; are almost always not available for face-to-face contact; and, which almost always lean toward “warehousing” disability claims, resulting in inflated past-due benefits and concomitant fees. It is common knowledge that an individual’s chance for securing a favorable decision is greatly increased at the hearing level. In other words, there is little financial incentive for an advocate to aggressively pursue a claimant’s interests before the case reaches the hearing level. Do not look to the Social Security Administration to proactively protect your interests when it comes to an advocate’s representation services. In fact, a recent Wall Street Journal article points out that when questioned about the matter, the agency responded that “…it is not in the business of policing firms…”. Also, the SSA benchmark for complaint processing as (more…)

Disability Statistics on Per Capita Beneficiaries

“Do you want to double your chances of receiving a favorable disability decision from the Social Security Administration?” IF THE ANSWER IS YES – THEN – MOVE TO WEST VIRGINIA, KENTUCKY, MISSISSIPPI, ALABAMA, OR ARKANSAS!!!! SSA statistics covering the ten year period ending in 2010 show that these states have essentially twice the number of per capita individuals (age 18-64) receiving disability benefits, with a national per capita average of 4.5%. The bottom-line is if you are a resident of these states, you are much more likely to be found disabled and entitled to SSA disability benefits than residents of other states, and the SSA has failed to acknowledge, much less address this major disparity in its management of the disability program. (more…)

Retirement at Age 62

Age Retirement at 62 — “To do or not to do” In a nutshell, take the money and run! The Social Security Administration’s official, yet unarticulated position on the question is geared heavily toward preserving the Retirement Trust Fund and subtlety encourages folks not to file for early retirement. The same holds true for purported senior advocate entities. They all approach the issue in an opaque manner. Given the “preserve the Trust Fund” emphasis, it is little wonder the agency does not take a balanced public stance in discussing early retirement as an option. Taking early retirement at 62 (as opposed to now full retirement at 66) results in a reduction of an individual’s monthly check by approximately 25%. However, you will receive the reduced benefits for 4 years before you attain age 66. Granted, an individual will receive the reduced amount even after he/she attains age 66, it will take years (more…)

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