Posts Tagged ‘disability’

Helpful tips and Other areas of concern with respect to ensuring adequate representation.

Look to contracting with an experienced representative in your local geographic area and avoid national assembly-line advocates that tend to depersonalize their services; are almost always not available for face-to-face contact; and, which almost always lean toward “warehousing” disability claims, resulting in inflated past-due benefits and concomitant fees. It is common knowledge that an individual’s chance for securing a favorable decision is greatly increased at the hearing level. In other words, there is little financial incentive for an advocate to aggressively pursue a claimant’s interests before the case reaches the hearing level. Do not look to the Social Security Administration to proactively protect your interests when it comes to an advocate’s representation services. In fact, a recent Wall Street Journal article points out that when questioned about the matter, the agency responded that “…it is not in the business of policing firms…”. Also, the SSA benchmark for complaint processing as (more…)

Disability Statistics on Per Capita Beneficiaries

“Do you want to double your chances of receiving a favorable disability decision from the Social Security Administration?” IF THE ANSWER IS YES – THEN – MOVE TO WEST VIRGINIA, KENTUCKY, MISSISSIPPI, ALABAMA, OR ARKANSAS!!!! SSA statistics covering the ten year period ending in 2010 show that these states have essentially twice the number of per capita individuals (age 18-64) receiving disability benefits, with a national per capita average of 4.5%. The bottom-line is if you are a resident of these states, you are much more likely to be found disabled and entitled to SSA disability benefits than residents of other states, and the SSA has failed to acknowledge, much less address this major disparity in its management of the disability program. (more…)

Retirement at Age 62

Age Retirement at 62 — “To do or not to do” In a nutshell, take the money and run! The Social Security Administration’s official, yet unarticulated position on the question is geared heavily toward preserving the Retirement Trust Fund and subtlety encourages folks not to file for early retirement. The same holds true for purported senior advocate entities. They all approach the issue in an opaque manner. Given the “preserve the Trust Fund” emphasis, it is little wonder the agency does not take a balanced public stance in discussing early retirement as an option. Taking early retirement at 62 (as opposed to now full retirement at 66) results in a reduction of an individual’s monthly check by approximately 25%. However, you will receive the reduced benefits for 4 years before you attain age 66. Granted, an individual will receive the reduced amount even after he/she attains age 66, it will take years (more…)

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